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Banana Republic Sends You A Mysterious Visa Credit Card After You Opted Out
Reader Tim says that Banana Republic sent him a Visa after he opted out of the program and that the card’s mailer was misleading (it looked like a replacement for his regular Banana Republic card, not...
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Store Cards Turning Into A Nightmare For Retailers
Our eyes shoot fire when stores make their poor employees harass us about opening a store card, so we’re feeling a perverse sense of joy at the news that store cards are turning into a nightmare for...
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Is Target Too Expensive? Profit Down 41%
Consumers are cutting back — and the AP says that shoppers are abandoning Target for even cheaper stores. In addition, Target’s credit card division is running into trouble as shell-shocked shoppers...
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Should Retailers Verify Customer Income Before Extending Credit?
One provision of the CARD Act requires credit issuers to verify income and debt load before issuing new credit, and the Federal Reserve is now looking at how to enforce that. That’s scaring retailers,...
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Prison Inmate Charged With Running Major Department Store Credit Card Scam
Seven Ohio men between the ages of 27 and 50 were arrested last week and charged with conspiracy to commit wire fraud, after an investigation found evidence that they were gaining access to strangers’...
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Banana Republic Credit Card Comes With Free Account Errors, Late Fees,...
Nick went shopping recently at Banana Republic and applied for a store credit card. Now he’s being called by a collections department and receiving contradictory stories about whether or not the...
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3 Things To Consider Before Signing Up For A Store Credit Card
(Jonathan Nowak)As you make your way through the final days of this holiday shopping season, you will undoubtedly be asked on numerous occasions if you would like to save money on your purchase by...
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